Personal Banking Services

Personal Savings Services

Outstanding rates, plain and simple. You'll earn more interest when you save at Citizens.

Regular Savings Account

• Required opening deposit amount $50.00.
• Required minimum ledger balance $50.00.
• Below the required minimum, a $6.00 quarterly service charge will apply.
• Service Charge per each withdrawal in excess of six (6) per calendar quarter including electronic withdrawal is $2.00.
   

Interest Earners Savings Account

• Available through age 18
• Required opening deposit amount $10.00.
• Required minimum ledger balance $10.00.
• Below the required minimum, a $3.00 quarterly service charge will apply.
• Service Charge per each withdrawal in excess of six (6) per calendar quarter including electronic withdrawal is $2.00.  
   

Green Thumb Savings Account

• (Must maintain a checking account with us to obtain the premium interest rate.)  
• Required opening deposit amount $50.00.
• Required minimum ledger balance $50.00.
• Below the required minimum, a $10.00 quarterly service charge will apply.
• Service Charge per each withdrawal in excess of six (6) per calendar quarter including electronic withdrawal is $2.00.
• Premium Interest Rate paid
• Quarterly Interest transferred to checking account.
   

Christmas Club Savings Account

• Accounts are available in weekly payments in the amounts of:
  • $2.00
  • $5.00
  • $10.00
  • $20.00
• Variable payment schedule
• Penalty for early withdrawal