Business Banking Services

Supporting Businesses in Central Kentucky

Our financial services are adaptable to businesses of all sizes.

Commercial Checking

$100 minimum opening deposit
Daily balance of $500 or more, no service fee
Daily balance below $500, service fee of $5.00
Non-interest bearing
Monthly statement provided

Large commercial accounts may be subject to modest account fees. Customer service representatives will be glad to discuss these fees and terms.

Commercial Loans

As a true community bank, Citizens Bank can process your loan requests quickly. All loan decisions are made right here – not in a distant city by a so-called “home office.” Our home is right here in Jessamine County.

Citizens Bank offers loans of all sizes to commercial accounts. Whether your business is ready for major expansion, or you simply need to update equipment, we're here for you.

Commercial Savings Account

$100 minimum opening deposit
Daily balance of $100 or more, no service fee
Daily balance falls below $100, service fee of $3.00
Six withdrawals per quarter and a $1.00 fee per withdrawal after six
Interest compounded daily, credited quarterly, calculated on daily balance method
Quarterly statement provided
No items returned in statement